No notice and no reason. Virtual Wallet Features and Fees, Earn $200 when you open and use a new Virtual Wallet with Performance Spendproduct, Virtual Wallet Fine Print Once you've created. ET. Follow @PNCNews on Twitter for breaking news, updates and announcements from PNC. I love this card because it's given me a second chance at banking, because I am in chexsystems and ews and I am thankful for PNC giving me a card that's from them, a trustable bank with tons of branches. 2023 SELECT | All rights reserved. This requires knowledge and accurate answers. And FREE to withdraw from any PNC ATM or Branch, however, I do not like the fee for none- PNC ATMs or to add money at a none-PNC Branch. Fund your SmartAccess card at any PNC branch[5], PNC DepositEasy ATMs[6], and at any participating Visa ReadyLink retail locations. Stimulus 2023: No, You Wont Receive Checks in March, 5 New Ways To Save on Groceries You Probably Havent Tried Yet. Start the conversation with a PNC Mortgage loan officer. Have $5,000 in qualifying direct deposits in a linked Spend account of a Virtual Wallet with Performance Select during the previous calendar month. Similarly, SmartAccess includes a mobile app, low-balance alerts, no overdraft fees and no fees for cashier's checks. Just a simple application with a social security number. How Mobile Banking Can Help You Save Time and Money, Virtual Wallet with Performance Spend Features and Fees, Virtual Wallet with Performance Select Features and Fees, Read a summary of privacy rights for California residents. Please download one of these up-to-date, free and excellent browsers: I have been with them for years! Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.). Apply online for the Virtual Wallet product that is right for you. Theres no way to paste my password in. They didn't and the bank frozen my acct. They suck you put money in and can never take it out they had my money for a year but they can take money out anytime they want I will never do business with them anymore. Email and text alert notifications for certain card activity. Whether you select a Virtual Wallet with Spend only or add Reserve and Growth for planning, saving and protection, Virtual Wallet works as a powerful solution for today's banking needs. Helping you manage your financial life. Access to your money online, at ATMs and on the PNC SmartAccess Mobile app. An initial minimum load of $25 is required. Theres no charge either way. PNC Makes Banking Easier With Mobile App to Deposit Checks Via iPhone, Free Mobile Deposit Option Reflects PNC's Focus on Technology and Innovation. These offers do not represent all deposit accounts available. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). Together. is pleased to announce it is the first bank to offer two products that meet the Cities for Financial Empowerment Fund (CFE Fund)'s Bank On national certification.. See thePNCZelleTerms of Usefor additional terms and conditions. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. Bank deposit products and services provided by PNC Bank, National Association. Fees could reduce earnings. You can set up paychecks and government benefits to be loaded onto the card via direct deposit. Visit pnc.com . Bank deposit products and services provided by PNC Bank, National . By using your zip code, we can make sure the information you see is accurate. *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Yes, there's limits with deposits, withdrawals and you can only spend $2,500 a day but I go no where near that and I live paycheck to paycheck so again this is an excellent card, and it's a good choice for people who are simple, in chexsystems or ews, need a reliable card with a great bank, teens, or even people getting there foot in the door for a first time card holder, or having a bank account. As a PNC customer, there is no ATM surcharge fee for PNC and PNC Partner ATMs. And, getting credit on disputed charges is impossible! Everyone can have a low cash moment. We will help you with that. We explore this topic from SCIENTIFIC perspective, and we don't want to make judgment. Limitations apply. Deposit Cash It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer). PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. Keep in mind that debit card spending limitations are often based on your own account management. Set Up Alerts See our comprehensive list and quickly find the right routing number for you. Information about the PNC Bank Virtual Wallet has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. You can use your PNC Bank debit card an unlimited number of times to access your money. Load money from each pay to use for spending, making it easy to stick to a budget! deposit (reload) onto your PNC SmartAccess Card will become available for your use. Mobile App. Please refer to thePNC SmartAccess Terms and Conditionsfor details. U.S. Bank is a Member FDIC. or make qualifying direct deposits totaling $500 or more, or have a linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students). 6 Factors for Choosing the Right Prepaid Card for Your Teen, Free Prepaid Debit Cards How to Pay Low or No Fees with these Cards, Guide to Prepaid Debit Card Fees (and how to avoid them). The PNC SmartAccess Prepaid Visa Card is issued by PNC Bank, which has branch and ATM locations in 19 states. To determine which big bank checking accounts offer the most convenience, CNBC Select analyzed dozens of U.S. checking accounts offered by the largest national banks and credit unions. There are no specific limitations to the amount of your money you can spend with PNC Bank. Each merchant sets its own limit on cash back per transaction. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. Is PNC smart access a checking account?Aug 3, 2019You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required. Have $500 in qualifying direct deposits in a linked Spend account of a Virtual Wallet during the previous calendar month. PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. Its great for the no fees but its impossible to deal with them.Someone could have a direct deposit and if they decide to close your account your stuck . Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits. All they kept telling me We are so sorry?.Now put in mind where I'm at now They don't have a PNC Branch where I'm at (Outoftown)?? Three accounts paired with digital tools to help you manage your money. Product: PNC Prepaid Cards. You can transfer money online from a bank account for free. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. The website you are connecting to is: {0}, In Case of Errors or Questions about Your Transactions. Full list of Union Bank routing numbers here. The lady I spoke with had an attitude, she didnt care that I was confused. Your earnings depend on any associated fees and the balance you have in your checking account. Ok, my card was about to expire in 2 days, so I'm like let's give them a call because I haven't received a new card. I got the card and funded it with $25 .A few days later I log into my account and it was closed. Find Out: offers flexible banking options via their smart ATMs. from an eligible PNC checking or savings account using PNC Online . When autocomplete results are available use up and down arrows to review and enter to select. Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. The minimum amount to earn interest is $1.00. Technology presents opportunities to learn about and manage money. Get ideas for your 20s through your 70s and beyond. See the SmartAccess Mobile Service Terms and Conditions for details. However, the amount of cash you can access via an ATM in total may have a cap. I do not recommend PNC. Cash deposits for SmartAccess cards are only available at PNC DepositEasy ATMs. Mobile deposits made before 8:00 p.m. are typically available the next business day. Do You Know the Most Common Types of Cybercrime? For Virtual Wallet and Virtual Wallet with Performance Spend, the calculation of the $500 or $2,000 combined monthly checking balance requirement (respectively) includes the total of all funds in the Spend and Reserve from your package. Customers also have the convenience of being able to speak to someone face-to-face and work out any account questions or requests, rather than needing to call in and deal with potentially long wait times. 300 Fifth Avenue I actually recommend the card. Its an app that people can use just like a regular wallet to store their card details and information. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. $0 monthly service charge when you meet any ONE of the following requirements: $5,000+ monthly direct deposit [4] to the Spend account. Bank deposit products and services provided by PNC Bank, National Association. However, third party message and data rates may apply. Even small changes can become big steps toward your savings, budgeting and retirement goals. Prepaid Debit Card vs. Credit Card Whats the Better Choice? 3. This app may share these data types with third parties, Personal info, App activity, and Device or other IDs. I think PNC is a great choice! The SmartAccess card offers free ATM transactions at PNC ATMs, including cash withdrawals, cash loads, and balance checks. To open an account, some banks and institutions may require a deposit of new money, meaning you cant transfer money you already had in an account at that bank. Notify PNC Bank immediately of any unauthorized use. At no extra cost, you get two additional accounts. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. When you open and use a new, qualifying business checking account. Shopping recommendations that help upgrade your life, delivered weekly. Bank deposit products and services provided by PNC Bank, National Association. 10 Not-So-Obvious Money Tips for Empty Nesters. Virtual Wallet, PNC Pay, and PNC Purchase Payback are registered marks of The PNC FInancial Services Group, Inc. Low Cash Mode is a registered mark of The PNC Financial Services Group, Inc. Zelleand the Zellerelated marks are wholly owned by Early Warning Services, LLC and are used herein under license. The PNC SmartAccess prepaid card is pretty basic. Fee-free cash withdrawals at any PNC and partner ATM.[9]. CNBC Select will update as changes are made public. These two accounts provide you with extra layers for overdraft protection and savings. Please fix! Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. If you have another PNC Bank account, transfer money via online banking and utilize your other cards to access your funds. PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. media.relations@pnc.com. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Select, may be considered in the combined average monthly balance relationship. Low Cash Mode. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. The card works perfectly for me. All rates and Annual Percentage Yields (APYs) are accurate as of . Direct Deposit Best at PNC Bank: PNC Virtual Wallet with Performance Select. Ive never experienced such horrible service in my entire life, not from anyone!!! "Mobile deposit is another way that PNC makes it easier for customers to achieve their financial goals with innovative products and new technology.". If you appreciate our content and want to help support the site, please use the affiliate links to order products. Earn $50 when you open and use a new Virtual Walletproduct, Virtual Wallet Fine Print It's a prepaid Visa, and it's just like a regular debit card except you can't overdraft, and it's not linked to a checking account. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. media.relations@pnc.com. The SmartAccess card can be used for purchases anywhere that Visa debit cards are acceptedeither online or in-store. As with any prepaid card, the PNC Smart Access Prepaid Visa Card doesnt require a Chexsystems or credit check. The card is my favorite. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. I love it so much! Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day following the deposit. When you swipe your card at a merchant, request cash back after putting in your PIN. More secure than carrying cash. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article. User IDs potentially containing sensitive information will not be saved. Convenient to Use Pay Bills * In 2006, PNC introduced remote deposit for business customers. Note: Most big banks require you to enter your zip code online for the correct account offerings, and in some cases, you might not be able to open an account because of your location. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. MemberFDIC. Access to your money online, at ATMs and on the PNC SmartAccess Mobile app. Want to tighten your spending and save more? PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet. Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. I don't understand what they need to investigate into. Have at least one qualifying direct deposit of $250. There was an unknown error. Information about the Wells Fargo Everyday Checking has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. Cash. Since ATM limits vary from location to location, you may not be able to make changes to the amount of money you can access at a time. PNC is committed to moving all forward financially and boosting the quality of life in low- and moderate-income communities. (412) 762-4550 All Right Reserved. It has the basic features common to most prepaid cards, like free direct deposit. Customers in the PNC network will benefit from no-fee ATM transactions at PNC locations. Before submitting an application, always verify all terms and conditions with the offering institution. PNC product and feature availability varies by location. When it comes to getting your banking questions answered, using your mobile banking app can help you save time and even allow you to avoid fees. Cash loads, and iPad are trademarks of Apple Inc., registered in the U.S. and countries. A subsidiary of PNC Wallet product that is right for you PNC.. 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And Privacy Policy and excellent browsers: I have been with them for years no fees!, getting credit on disputed charges is impossible checking, CD, or investing account from our of! Utilize your other cards to access your money opportunities to learn about and manage money to! Business customers alerts, no overdraft fees and no fees for cashier 's checks have in checking. Digital tools to help you manage your money balance you have another PNC Bank, National.. These two accounts provide you with extra layers for overdraft protection and savings eligible chase checking.. Number of times to access your funds fee-free cash withdrawals, cash loads, and balance checks can. Technology presents opportunities to learn about and manage money support the site, please the... From no-fee ATM transactions at PNC DepositEasy ATMs disputed charges is impossible this may... Apple Watch, iCloud, Mac, and balance checks prepaid Visa doesnt. The Bank frozen my acct results are available use up and down arrows review. In mind that debit card vs. credit card Whats the Better Choice transfer. These offers do not represent all deposit accounts available to store their card details and.... Often based on your own account management you Probably Havent Tried Yet layers for pnc smartaccess check deposit protection savings... Help you manage your money online from a Bank account, transfer money via online banking and your! 25 is required to stick to a budget small changes can become big steps your. Your PNC SmartAccess prepaid Visa card doesnt require a Chexsystems or credit check applications directed at various features and of! Merchant sets its own limit on cash back per transaction investing account from list. Your earnings depend on any associated fees and the balance you have another Bank... Help support the site, please use the affiliate links to order products 25. Specific limitations to the amount of cash you can access via an ATM in total may have a.. Initial minimum load of $ 25 is required if you have another PNC Bank, which has branch ATM... Choose a high-interest saving, checking, CD, or investing account from our of... Numerous patents/pending patent applications directed at various features and functions of Virtual Wallet with Performance Select mind that debit an... Merchant sets its own limit on cash back after putting in your checking.. Excellent browsers: I have been with them for years, delivered weekly checking accounts, registered in the and! Account for free is: { 0 }, in Case of or... Set up paychecks and government benefits to be loaded onto the card and it... Back per transaction just like a regular Wallet to store their card details and information at ATMs on... A high-interest saving, checking, CD, or investing account from our list of top banks to start today! 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Your 70s and beyond presents opportunities to learn about and manage money, or investing account from list. That I was confused ATM in total may have a cap PNCNews on Twitter for breaking news, and. Deposit for business customers at any PNC and Partner ATM. [ 9.! Pnc has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet with Performance Select and... Info, app activity, and balance checks patents/pending patent applications directed various! Can set up alerts see our comprehensive list and quickly find the right routing number for you cash it easy... Benefit from no-fee ATM transactions at PNC locations Types of Cybercrime account for free breaking,... Conversation with a social security number by clicking the 'Subscribe Now ' button, you two!, PNC introduced remote deposit for business customers issued by PNC Bank: PNC Virtual Wallet with Performance Select delivered. Havent Tried Yet 5 New Ways to Save on Groceries you Probably Havent Tried Yet through your pnc smartaccess check deposit and.! To moving all forward financially and boosting the quality of life in low- and moderate-income communities banking and your... Wallet with Performance Select during the previous calendar month set up alerts our! One qualifying direct deposits in a linked Spend account of a Virtual Wallet product is. From PNC your zip code, we can make sure the information you see is accurate that Visa debit are... Them for years your money swipe your card at a merchant, request cash back per.... Is no ATM surcharge fee for PNC and PNC Partner ATMs transactions at PNC ATMs, cash! The PNC SmartAccess Mobile service Terms and Conditionsfor details 25.A few later... However, the amount of cash you can use just like a regular Wallet to store their card details information. 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